Mortgage Arrears and Repossessions (England)

This House of Commons Library briefing paper examines the number of households in mortgage arrears and having their homes repossessed, considers lenders’ obligations towards homeowners who are struggling with their mortgage payments, and outlines possible sources of advice for homeowners. The paper also discusses historic schemes to support struggling mortgagors and their effectiveness, and considers the potential impact of future interest rate rises.…

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Rent payments and mortgage acceptance: Commons Debate Pack

Getting a mortgage is very difficult. High house prices and more restrictive lending conditions make qualifying for a mortgage difficult, especially for first time buyers. An e- Petition which attracted over 147,000 signatures calls on lenders to include an applicant’s history of rent payments in their lending decision process. The Debate will be led by Paul Scully MP.…

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Leasehold and Commonhold Reform

On Tuesday 20 December MPs will take part in a general debate on leasehold and commonhold reform. This debate was scheduled by the Backbench Business Committee following a representation from Jim Fitzpatrick MP and Sir Peter Bottomley MP. This House of Commons Library briefing provides background information for the debate.…

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Land Registry Privatisation

This House of Commons Library Briefing Paper provides an overview of the role and functions of the Land Registry, and historical reviews of its operating model. In 2016 the Government consulted on proposals to move Land Registry operations to the private sector. The paper outlines the debate for and against privatisation of the Land Registry.…

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Commons Library analysis: Shining a light on beneficial ownership: what’s happening in the UK and elsewhere?

This Commons Library briefing describes measures being taken in the UK and elsewhere to make ownership of companies, land and real property more transparent.…

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Housing and Planning Bill: Lords amendments and Ping Pong

This House of Commons Library briefing paper provides information on amendments made to the Housing and Planning Bill 2015-16 during its Committee, Report and Third Reading stages in the House of Lords. The paper has been updated to include further consideration of the Bill by the Commons and Lords (Ping Pong).…

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