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  • House of Commons Library

    Research Briefing

    Coronavirus: Impact on household savings and debt

    This briefing paper provides official statistics on household savings and debt since the beginning of the coronavirus pandemic, and discusses the groups which are more likely than average to have experienced an increase in household debt. It also compares the impact of coronavirus with the 2008/09 financial crisis.

  • House of Commons Library

    Research Briefing

    London Capital & Finance

    An overview of the consequences of the collapse London Capital & Finance Plc (LC&F) for those who invested in the firm's 'mini-bonds'.There is a separate Library briefing on the Compensation (London Capital & Finance plc and Fraud Compensation Fund) Bill 2021-22.

  • House of Commons Library

    Insight

    Buy Now Pay Later: An “urgent need” to regulate

    The Buy Now Pay Later (BNPL) sector is soon to be regulated by the Financial Conduct Authority (FCA). What are the next steps for legislation?

  • House of Commons Library

    Debate Pack

    Effect of the covid-19 outbreak on retirement communities

    On 1 July 2021 at 3:15pm there will be a Westminster Hall Debate on the covid-19 pandemic experience of retirement communities. This debate will be led by Jim Shannon MP.

  • House of Commons Library

    Research Briefing

    Pension Schemes Bill 2019-21

    Looks at the Pension Schemes Bill 2019-21 which covers Collective Money Purchase Schemes, Pensions Dashboards and stronger powers for the Pensions Regulator

  • House of Commons Library

    Research Briefing

    Football governance – time for change?

    This Library Paper gives background to the Fan-led review of football governance, announced by the Government in April 2021.

  • House of Commons Library

    Research Briefing

    Proposals to reform financial regulation

    This Note provides a summary of the reforms recommended in the Turner Review, the European Commission's de Larosiere report, documents produced by the Basel Committee on Banking Supervision and a range of reports produced by the Financial Stability Forum/Financial Stability Board.

  • House of Commons Library

    Research Briefing

    Debts to public bodies: are Government debt collection practices outdated?

    There is growing concern that the debt collection practices of public sector bodies have fallen behind the standard of regulated creditors in the private sector. Practices have often been criticised as being unfair to the debtor and inefficient, possibly resulting in higher long-term costs to the taxpayer. The impact of the coronavirus pandemic on debts owed to public bodies is not yet known, but it is likely to have led to further indebtedness.

  • House of Commons Library

    Research Briefing

    Financial Services (Implementation of Legislation) Bill 2017-19

    This Briefing Paper was prepared for the second reading of the Financial Services (Implementation of Legislation) Bill 2017-19 on Monday 11 February 2019. It was updated after Committee Stage on 26 February 2019.

  • House of Commons Library

    Research Briefing

    Economic regulation of the water industry in England and Wales

    This briefing paper provides an overview of the economic regulation of the water industry in England and Wales. It provides an overview of the price review process that sets customer bills and water company service targets every 5-years. It includes a summary of the 2019 price review that followed increasing public scrutiny of the sector.

  • House of Commons Library

    Research Briefing

    Markets in Financial Instruments Directive (Mifid)

    This note outlines the development of EU legislation designed to improve the Single Market in equity investments through the MiFID, and now MiFID II, Directives.

  • House of Commons Library

    Research Briefing

    Community energy

    Community energy refers to energy projects that are wholly or partially owned and controlled by local communities. The projects can span generation – usually renewable or low carbon – or demand reduction such as energy efficiency.

  • House of Commons Library

    Debate Pack

    Enabling community energy

    A debate has been scheduled in Westminster Hall on Thursday 1 July 2021 at 1.30pm on enabling community energy. The subject for this debate has been nominated by the Backbench Business Committee and the Members introducing the debate are Wera Hobhouse MP, Ben Lake MP and Peter Aldous MP.

  • House of Commons Library

    Research Briefing

    Police, Crime, Sentencing and Courts Bill 2019-21: Background

    The Police, Crime, Courts and Sentencing Bill [Bill 268 2019-21] (the Bill) is a Government Bill introduced to Parliament on 9 March 2021. The Bill’s Second Reading is scheduled for 15 and 16 March. This landing page provides an overview of the Bill. It also provides links for further Library briefings on specific aspects of the Bill.