Household Debt: Key Economic Indicators
Household debt: Data on the latest household debt statistics, including net lending, mortgage interest rates and insolvencies.

Library briefing for Second Reading debate on 17 October 2016
Savings (Government Contributions) Bill (565 KB , PDF)
In July 2015, the Government launched a consultation on reforming pension tax relief with the aim of strengthening the incentive to save. In his Budget 2016 speech, the then Chancellor of the Exchequer, George Osborne, announced no compulsory changes to the pension tax system, saying it was “clear that there was no consensus.” However, the Government would introduce measures to encourage saving through:
HM Treasury provided further details in a Lifetime ISA factsheet and design note.
While there has been a general welcome for new measures to encourage and support saving, concerns have been raised about the potential for the LISA to undermine auto-enrolment. Questions include:
The Savings (Government Contributions) Bill was published on 6 September 2016 and is scheduled to have its Second Reading on 17 October. It applies to the whole of the UK.
The impact assessment to the Bill was published on 17 October. This briefing paper – originally published on 12 October – has been updated to reflect it.
Savings (Government Contributions) Bill (565 KB , PDF)
Household debt: Data on the latest household debt statistics, including net lending, mortgage interest rates and insolvencies.
This briefing discusses changes to the lifetime and annual allowances - which limit tax relief on pension savings.
Data on house prices, mortgage approvals and house-building.