The future of local banking services and access to cash
An overview of policy relating to the closure of bank and building society branches and to efforts to protect access to cash.

A Westminster Hall debate on personal injury fraud has been scheduled for Wednesday 18 November 2015 at 1430hrs. The member in charge of the debate is Karl McCartney.
Personal Injury Fraud Debate Pack (285 KB , PDF)
Fraudulent or exaggerated personal injury claims, particularly in relation to whiplash, are one of the reasons often cited by the motor insurance industry for the increase in insurance premiums, with the ABI calling Britain the “whiplash capital of Europe“.
The Coalition sought to address this issue with measures brought in as part of their Whiplash Reform Programme and reforms to civil justice. Some of the new initiatives include:
It is difficult to assess the level of fraud in relation to insurance claims – estimates vary widely but the ABI has suggested around 7% – and the number of exaggerated personal injury claims is unknown. This debate pack provides an overview of the publically available statistics, along with recent parliamentary material and links to relevant media articles and government documents.
This Westminser Hall debate will be held on Wednesday 18 November 2015 at 1430hrs.
You will be able to watch the debate at parliamentlive.tv
Debate packs are intended to provide a summary or overview of the issues being debated and identify any relevant briefings including press and parliamentary material. A more detailed briefing may be prepared for a Member on request to the Library.
Personal Injury Fraud Debate Pack (285 KB , PDF)
An overview of policy relating to the closure of bank and building society branches and to efforts to protect access to cash.
There will be a general debate on knife crime on 16 October 2023 at 14:30. The debate will be led by Wendy Morton MP.
An overview of current and past approaches to helping homeowners with mortgage debt, including information on trends in arrears and repossessions.