Data (Use and Access) Bill [HL]
The Data (Use and Access) Bill [HL] is scheduled to have its second reading in the House of Commons on 12 February 2025.
![Data (Use and Access) Bill [HL]](https://commonslibrary.parliament.uk/content/uploads/2020/08/consumers-568x426.jpg)
There will be a debate on the cost of car insurance for young people. This will take place in Westminster Hall on Monday 20th March and is sponsored by Steve Double.
Cost of car insurance for young people (176 KB , PDF)
The debate was triggered by epetition 166847 which has gained 185,000 signatures.
High car insurance premiums act as a barrier to young people having access to further education or employment. The problem is widespread though particular attention is paid to rural areas.
The insurance industry justify high premiums by pointing to the fact that young drivers are more likely to have accidents and much more likely to have ‘catastrophic’ accidents which can result in multiple £million settlements.
Accident statistics support this contention.
The government points to a wider range of measures it has taken to reduce premiums for all drivers.
There is a library paper on the cost of motor insurance.
Cost of car insurance for young people (176 KB , PDF)
The Data (Use and Access) Bill [HL] is scheduled to have its second reading in the House of Commons on 12 February 2025.
How much debt do low income countries owe, and what is the impact of debt on development? The briefing also discusses UK and global initiatives on debt relief.
Regulation for composite investments in the UK is currently derived from EU law, but the Financial Conduct Authority has plans to replace it with a new system.