Documents to download

The debate was triggered by epetition 166847 which has gained 185,000 signatures. 

High car insurance premiums act as a barrier to young people having access to further education or employment.  The problem is widespread though particular attention is paid to rural areas.

The insurance industry justify high premiums by pointing to the fact that young drivers are more likely to have accidents and much more likely to have ‘catastrophic’ accidents which can result in multiple £million settlements.

Accident statistics support this contention.

The government points to a wider range of measures it has taken to reduce premiums for all drivers.

There is a library paper on the cost of motor insurance. 

Documents to download

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