This Commons Library Briefing Paper the UK Government's new Test and Trace Support Payment for low-income workers who are required to self-isolate.
Documents to download
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Rent payments and mortgage acceptance: Commons Debate Pack (163 KB, PDF)
It is often cheaper and normally thought better, all other things the same, to buy a house than to rent. Getting a mortgage application accepted depends on several factors – one is a good credit score which makes both acceptance more likely and the offer more favourable terms.
Renters complain that their history of paying rent does not get recorded on their credit score in the way in which mortgage payments are recorded. This makes it hard for them to improve their score and get better deals on all sorts of credit applications – and mortgages.
An e-Petition called for rental payments to be treated equally with mortgages repayments.
Documents to download
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Rent payments and mortgage acceptance: Commons Debate Pack (163 KB, PDF)
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This House of Commons Library briefing paper outlines temporary measures to assist homeowners to manage their mortgage payments during the coronavirus (Covid-19) outbreak. It considers lenders’ obligations towards homeowners who are struggling with their mortgage payments, outlines possible sources of advice for mortgagors, and discusses the mortgage support schemes that were introduced in response to the 2008 financial crisis.
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Constituents who are trying to sell/re-mortgage leasehold flats in blocks are asking about a new requirement for an EWS1 form. This page explains what the EWS process is and associated issues.
