Banking fraud
This briefing covers the scale of banking fraud, how the police respond to fraud, and what the public and private sectors are doing to reduce the impact of banking fraud.

A Westminster Hall debate on 'Financial exclusion and the future of access to cash' has been scheduled for Tuesday 21 May 2019 from 9.30-11.00am. The debate has been initiated by Seema Malhotra MP.
Financial exclusion and the future of access to cash (5 MB , PDF)
Further information:
House of Commons Library, Bank branch and ATM statistics, 17 May 2019
Personal Finance Research Centre/University of Bristol, Mapping the availability of cash: a case study of Bristol’s financial infrastructure, May 2019
House of Commons Treasury Select Committee, Consumers’ access to financial services, 13 May 2019
HM Treasury, Cash and digital payments in the new economy: summary of responses, 3 May 2019 [and original consultation paper, March 2018]
House of Lords Select Committee on the Rural Economy, Time for a Strategy for the Rural Economy, 27 April 2019 [section on Access to Finance]
HM Treasury, The Access to Cash Review – Final Report, March 2019
House of Commons Scottish Affairs Select Committee, Access to Financial Services inquiry, 2017-19
Institute and Faculty of Actuaries, A Cashless Society in 2018: The Cashless World in Motion review, February 2019 [see pp54-62 for review of developments in the UK in 2018]
House of Commons Library, The decline of ATMs? 17 December 2018 [includes constituency-level data]
House of Commons Library, Impact of ATM closures on towns and communities, 30 November 2018
House of Commons Library, Financial Inclusion (Exclusion), 19 December 2017
House of Lords Select Committee on Financial Exclusion, Tackling financial exclusion: A country that works for everyone? 25 March 2017 and Government response, 8 November 2017
Institute and Faculty of Actuaries, Cashless Society: Benefits, Risks and Issues (Interim Paper), November 2017
Websites
Campaign for Community Banking Services (archived website) – campaign wound up in 2016
Cash essentials [web platform for information about the future of cash – includes links to news and research]
Financial Inclusion Commission [independent UK organisation made up of Parliamentarians and experts]
Institute and Faculty of Actuaries Cashless Society Working Party
LINK – Financial Inclusion Programme [cash machine network]
Financial exclusion and the future of access to cash (5 MB , PDF)
This briefing covers the scale of banking fraud, how the police respond to fraud, and what the public and private sectors are doing to reduce the impact of banking fraud.
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The Data (Use and Access) Bill [HL] is scheduled to have its report stage in the House of Commons on 7 May 2025.