Household debt: statistics and impact on economy
This briefing provides statistics and forecasts for household debt, guidance on how to interpret debt statistics and analysis on how debt effects the economy.

This Bill follows a series of Acts passed since the financial crisis of 2008. Whereas other Acts established a new regulatory framework, this Bill sets out a new ‘architecture’ of the institutions themselves.
Financial Services (Banking Reform) Bill: Committee Stage Report (364 KB , PDF)
The key feature is the ring fencing of banks which separate retail deposit and lending functions from investment banking activities.
Financial Services (Banking Reform) Bill: Committee Stage Report (364 KB , PDF)
This briefing provides statistics and forecasts for household debt, guidance on how to interpret debt statistics and analysis on how debt effects the economy.
Since Russia’s invasion of Ukraine, the UK has applied sanctions and changed rules around visas and corporate transparency to counter Russian influence.
The Bank of England has tools to manage the failure of banks. This bill, which has its second reading in the Commons on 22 January 2025, would introduce a new tool to manage the failure of smaller banks.