The future of local banking services and access to cash
An overview of policy relating to the closure of bank and building society branches and to efforts to protect access to cash.

This note provides an explanation of the historic split capital trust 'debacle' in the mid 2000's
Split Capital Investment Trusts (86 KB , PDF)
This crisis saw retail investment opportunities offered by major funds and which had purported to be safe and low risk vehicles for investment, unravel in a spectacular way. Investors saw the value of their funds decline by percentages very many times that of the decline in underlying equity markets. Investigations in the aftermath revealed structural weaknesses in the structures of the funds and accusations of a self-serving financial community.
Split Capital Investment Trusts (86 KB , PDF)
An overview of policy relating to the closure of bank and building society branches and to efforts to protect access to cash.
An overview of current and past approaches to helping homeowners with mortgage debt, including information on trends in arrears and repossessions.
In response to Russia's invasion of Ukraine, Western allies and other partners across the globe have imposed an unprecedented package of coordinated sanctions against Russia.