Alcohol licensing: mandatory conditions
There are mandatory licensing conditions that apply to the sale of alcohol in England and Wales.

This note outlines how the insurance industry operates within the law on discrimination, particularly with respect to age and sex discrimination.
Insurance and discrimination laws: motor and travel insurance (136 KB , PDF)
This note outlines how the insurance industry operates within the law on discrimination, particularly with respect to age and sex discrimination. Old people frequently find it difficult or expensive to get travel insurance and a European Court ruling with respect to gender-pricing will end a long standing exemption for the industry from rules covering sex discrimination as of December 2012. This has had an effect on, particuarly, car insurance rates. Evidence so far suggests that rates have moved sharply and that motor insurance for young people remains expensive. This note focuses on these two issues.
Insurance and discrimination laws: motor and travel insurance (136 KB , PDF)
There are mandatory licensing conditions that apply to the sale of alcohol in England and Wales.
Debt levels affect how much households spend. Find the latest data on UK household debt, mortgage rates and insolvencies.
While credit unions play prominent roles in financial sectors across the Anglosphere and in Northern Ireland, in Great Britain penetration is low. This briefing looks at the reasons why and legislative efforts to make credit unions more popular.