Household debt: Economic indicators
Debt levels affect how much households spend. Find the latest data on UK household debt, mortgage rates and insolvencies.

This short note describes what legal tender means and what determines the acceptability, or otherwise, of Scottish banknotes in the rest of the United Kingdom.
Scottish banknote issuance (192 KB , PDF)
This short note outlines the arguments surrounding the acceptability, or otherwise, of Scottish banknotes. The term ‘legal tender’ is an extremely narrow legal construct and has very little to do with how acceptable a bank note is for payment. Various attempts have been made to clarify the position and to improve the standing of Scottish banknotes. The latest is described here.
Scottish banknote issuance (192 KB , PDF)
Debt levels affect how much households spend. Find the latest data on UK household debt, mortgage rates and insolvencies.
The Data (Use and Access) Bill [HL] is scheduled to have its report stage in the House of Commons on 7 May 2025.
A debate on Government support for retail investment will take place in Westminster Hall on 22 April 2025 from 4.30-6pm. This debate pack provides background and parliamentary material.