Household debt: Economic indicators
Debt levels affect how much households spend. Find the latest data on UK household debt, mortgage rates and insolvencies.

This note sets out the development of regulation covering credit ratings agencies since the financial crash of 2008.
Credit Ratings Agencies Regulation (166 KB , PDF)
This note focuses upon new rules which have been applied to credit ratings agencies since the financial crash of 2008. CRAs are now authorised by a central European agency the European Securities and Markets Authority which has devweloped rules covering the methodology used by CRAs, their governance and IT reliability. An annual review of how the new rules are working is carried out by ESMA and links to that are included in the note.
Credit Ratings Agencies Regulation (166 KB , PDF)
Debt levels affect how much households spend. Find the latest data on UK household debt, mortgage rates and insolvencies.
The Data (Use and Access) Bill [HL] is scheduled to have its report stage in the House of Commons on 7 May 2025.
A debate on Government support for retail investment will take place in Westminster Hall on 22 April 2025 from 4.30-6pm. This debate pack provides background and parliamentary material.