Business and Consumer Confidence: Information on business and consumer confidence surveys, which is generally released ahead of official statistical data and can indicate changes to the economic outlook as well as turning points in the economic cycle.
Documents to download
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Consumer credit (235 KB, PDF)
From April 2014 the Financial Conduct Authority takes over responsibility for the regulation of the consumer credit industry from the Office of Fair Trading. The FCA promises a more proactive type of regulatory approach and has already indicated its interest in the payday loan and debt collection sectors. The changeover involves a switch from a regulatory system based on statute – the Consumer Credit Acts, to one based on the FCA’s Rulebook. The Government hope that this will make the system more flexible and responsive to market developments.
Documents to download
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Consumer credit (235 KB, PDF)
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