Personal finance: FAQs
MPs are often asked for help with personal finance issues. This briefing sets out practical information to help in responding to common personal finance questions.
Household Debt: Key Economic Indicators
Household debt: Data on the latest household debt statistics, including net lending, mortgage interest rates and insolvencies.
Coronavirus: international dimensions
The Library has published a series of briefings on international dimensions of the coronavirus pandemic since March 2020, ranging from general surveys of its impact on developing countries to assessments of its effects in specific situations. Links to these briefings can be found here.
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Research Briefing
London Capital & Finance
An overview of the consequences of the collapse London Capital & Finance Plc (LC&F) for those who invested in the firm's 'mini-bonds'.There is a separate Library briefing on the Compensation (London Capital & Finance plc and Fraud Compensation Fund) Bill 2021-22.
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Research Briefing
Financial Services Act 2021
The Financial Services Act 2021 was introduced in the House of Commons on 21 October 2020 and received Royal Assent on 29 April 2021. It is the first financial services primary legislation passed by the UK Parliament since the UK left the European single market, making reforms in 22 distinct areas.
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Research Briefing
Corporate criminal liability
This briefing discusses the circumstances in which corporates can commit crimes in England and Wales, setting out recent developments and proposals for reform.
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Research Briefing
Bankers’ pay
How concerns about banking executives' pay have been addressed, in particular since the 2007/08 global financial crisis.
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Research Briefing
Fintech: a guide to financial technology
An overview of what 'fintech' is, the opportunities and challenges it presents, and how the Government has responded to it.
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Research Briefing
Protecting access to cash
Cash remains a vital payment method for more vulnerable people, but its wider use is in decline. How will Government and industry protect access to cash?
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Research Briefing
Coronavirus: Business interruption insurance
An overview of how business interruption insurance policies have been interpreted in the context of the coronavirus pandemic.
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Research Briefing
Bank branch and ATM statistics
This briefing paper gives statistics on the number of bank and building society branches in the UK - including looking at trends. It also looks at post office and ATM statistics.
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Research Briefing
Household flood insurance: Flood Re
How Flood Re helps to manage an affordable market for flood insurance for most householders
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Research Briefing
Coronavirus: Business loans schemes
An overview of the development and rollout of the Coronavirus Business Interruption Loans Scheme, the Coronavirus Larger Business Interruption Loans Scheme and the Bounce Back Loans Scheme, including refinements and challenges, as well as the subsequent Recovery Loans Scheme.
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Research Briefing
Company audits: problems and solutions
This briefing explains how audit works, the problems the industry faces and the Government's proposals for reform.
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Research Briefing
Central bank digital currencies
An overview of what central bank digital currencies are and what they might offer.
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