Household Debt: Key Economic Indicators
Household debt: Data on the latest household debt statistics, including net lending, mortgage interest rates and insolvencies.
Central bank digital currencies
An overview of what central bank digital currencies are and what they might offer.
Coronavirus: Support for businesses
An overview of initiatives to support businesses through the coronavirus pandemic.
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Research Briefing
Fintech: a guide to financial technology
An overview of what 'fintech' is, the opportunities and challenges it presents, and how the Government has responded to it.
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Research Briefing
Executive accountability in financial services: the Senior Managers and Certification Regime
The UK's Senior Managers and Certification Regime was introduced as part of post-financial crisis reforms to drive up standards in people working in financial services. This note explains the regime's history, content and impact.
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Research Briefing
Coronavirus: Business loans schemes
An overview of the development and rollout of the Coronavirus Business Interruption Loans Scheme, the Coronavirus Larger Business Interruption Loans Scheme and the Bounce Back Loans Scheme, including refinements and challenges.
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Insight
The rise of armchair retail trading: Risks and regulation
Why are trading apps becoming more popular and what are the possible risks?
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Research Briefing
Banking fraud
This briefing answers frequently asked questions about banking scams, and describes: the scale of the problem; the types of scam; what help is available for victims; and government and industry action.
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Research Briefing
Brexit and financial services
What does Brexit mean for financial services? This briefing reviews progress and possibilities – from the 2018 Political Declaration to preparations for Brexit with no deal.
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Research Briefing
Mortgage Arrears and Repossessions (England)
This House of Commons Library briefing paper outlines temporary measures to assist homeowners to manage their mortgage payments during the coronavirus (Covid-19) outbreak. It considers lenders’ obligations towards homeowners who are struggling with their mortgage payments, outlines possible sources of advice for mortgagors, and discusses the mortgage support schemes that were introduced in response to the 2008 financial crisis.
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Research Briefing
Coronavirus: Business interruption insurance
An overview of how business interruption insurance policies have been interpreted in the context of the coronavirus pandemic.
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Insight
Buy Now Pay Later: An “urgent need” to regulate
The Buy Now Pay Later (BNPL) sector is soon to be regulated by the Financial Conduct Authority (FCA). What are the next steps for legislation?
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Research Briefing
Financial services: contribution to the UK economy
Financial services: key statistics on output, jobs, trade and tax in the UK.
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Debate Pack
Errors in payments made to victims of the Equitable Life scandal
A debate on a motion relating to errors in payments made to victims of the Equitable Life scandal is scheduled for Thursday 21 January 2021.
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Research Briefing
London Capital & Finance
This briefing looks at the failure of London Capital & Finance Plc (LCF) and the consequences for those who invested in the firm's 'mini-bonds'.
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