Research Briefing
Mutuals Deferred Shares Bill
This Bill is a government-supported Private Members’ Bill which started in the Lords.
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Research Briefing
Small Business, Enterprise and Employment Bill: Committee stage report
This is a report on the House of Commons Committee stage of the Small Business, Enterprise and Employment Bill.
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Research Briefing
Insurance Contract Law Bill
New Law Commission proposals to modernise aspects of existing insurance law.
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Research Briefing
The high cost consumer credit market in the UK
This note outlines issues about high cost credit lending and attempts to reform it. It looks at evidence from various academic research and other reports into the impact of the sector on individuals both here and abroad. It also looks at the opportunities for other lenders to enter the market and to offer more competition to the current market leaders. A section at the end of the paper looks at the implications and justifications for the cost of credit cap proposals published by the Financial Conduct Authority in July 2014.
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Research Briefing
Small Business, Enterprise and Employment Bill
The Small Business, Enterprise and Employment Bill will receive its Second Reading in the House of Commons on 16 July 2014.
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Research Briefing
Crimes and misdemeanours: penalties and punishment in the UK financial services sector.
This note gives a broad outline of how financial crimes are defined and who is responsible for their policing.
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Research Briefing
Budget 2014: a summary
Budget 2014 and Office for Budget Responsibility forecasts: a summary. Includes overview along with analysis of forecasts and changes to pensions and savings, the welfare cap and the treatment of disputed tax.
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Research Briefing
UK consumer credit regulation under the FCA
This note describes the changeover of the regulatory regime for consumer credit from the Office of Fair Trading to the Financial Conduct Authority which will take place from 1 April 2014. It looks at changes to the treatment of various groups under the changeover and includes references to further information.
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Research Briefing
Mortgage Market Review
This note describes the proposed changes to the rules surrounding the granting of mortgages by lenders. The changes are intended to provide more protection for consumers and to reduce the chance of mortgage holders experiencing difficulty in paying off their debt. The mortgage industry however, argue that the rules are too strict and will dramatically reduce the chance of some sections of society being able to get the loan funding that they want.
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Research Briefing
LIBOR, Public Inquiries & FSA/FCA Disciplinary Powers
This note summarises some of the key points relating to the LIBOR scandal. It looks at issues surrounding public inquiries and at the role and limitations of the FSA’s disciplinary powers.
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Research Briefing
FCA investigation into CF Arch cru investment funds
This note brings together information about the frozen Arch cru investment funds and the new compensation scheme available for investors.
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Research Briefing
Immigration Bill: Committee Stage Report
The Immigration Bill was introduced in the House of Commons on 10 October 2013 and had its Second Reading on 22 October. It is due to have Report stage and Third Reading on 30 January 2014. This Note discusses the main issues debated in Public Bill Committee.
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Research Briefing
The Independent Commission on Banking: The Vickers Report & the Parliamentary Commission on banking standards
This note summarises the main features proposed by the Vickers Commission to reform the UK banking market.
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Research Briefing
Split Capital Investment Trusts
This note provides an explanation of the historic split capital trust 'debacle' in the mid 2000's
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Research Briefing
Financial Services (Banking Reform) Bill: Lords stages
This note summarises the proceedings of the Lords committee stage of the bill.
Total results (page 13 of 19)