Finance

A debate on how to find a fair system of investigation of small firms' complaints against banks.

The Government published its White Paper on future relations between the UK and the EU on 12 July. It envisages a 'common rulebook' to facilitate 'frictionless' trade, and among other things, UK cooperation in security matters, a commitment to maintain high environmental, data and consumer protection standards, UK participation in some EU agencies and solutions to the Irish border issues - all underpinned by a new governance structure that will pay "due regard" to the EU Court. Would the White Paper proposals work and do they respect both UK sovereignty and the indivisibility of the EU Single Market? David Davis's 'alternative' white paper proposes a somewhat different future relationship. This paper looks at proposals in both documents.

This Commons Library briefing paper considers the Government's proposals to increase the small claims track limit for personal injury claims and to reform the whiplash claims process

This Commons Library briefing paper deals with the Civil Liability Bill [HL] which includes provisions relating to whiplash and the personal injury discount rate

This paper explains the policy background to and contents and purpose of the Automated and Electric Vehicles Act 2018.

Looks at the provisions of the Financial Guidance and Claims Act 2018 and the debates on it when the legislation was before Parliament

This Paper is background for a debate on possible future reforms to the way that small firms can seek redress in cases of poor practice against them by their banks.

This note summarises the issue of ‘mis-sold’ business loans, where firms entered into complex interest rate 'hedges' that subsequently proved to be very costly to them in the changed conditions following the financial crisis.

This Note describes the regulatory framework which applies to claims management companies.

Insurance Premium Tax (IPT) is charged on insurance premiums and covers most general insurance. This note gives a short history of the tax since it was introduced in 1993, including the rise in the main rate of tax confirmed in the Spring 2017 Budget.

On 2 May the Sanctions and Anti-Money Laundering Bill 2017-19 has its remaining stages in the House of Commons, having been amended in Committee.

Brexit negotiations have resumed and this third phase will cover issues outstanding from the last phases - the Irish border in particular - and the framework for future EU-UK relations. This paper looks at how the EU and the UK envisage their relationship after Brexit.

A further debate on the wider implications of and causes of poor treatment of small firms by banks such as the RBS's Global Restructuring Group.