Research Briefing
Bank Branch closures
A new round of bank branch closures has been announced by several banks. This Note sets out the industry's response.
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Research Briefing
Bank rescues of 2007-09: outcomes and cost
This note sums up the amounts spent and recovered by the government in the bank rescues of the 2007-09 financial crisis.
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Debate Pack
Investigation of business banking fraud
A debate on how to find a fair system of investigation of small firms' complaints against banks.
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Research Briefing
The Brexit White Paper on future relations and alternative proposals
The Government published its White Paper on future relations between the UK and the EU on 12 July. It envisages a 'common rulebook' to facilitate 'frictionless' trade, and among other things, UK cooperation in security matters, a commitment to maintain high environmental, data and consumer protection standards, UK participation in some EU agencies and solutions to the Irish border issues - all underpinned by a new governance structure that will pay "due regard" to the EU Court. Would the White Paper proposals work and do they respect both UK sovereignty and the indivisibility of the EU Single Market? David Davis's 'alternative' white paper proposes a somewhat different future relationship. This paper looks at proposals in both documents.
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Research Briefing
Small claims for personal injuries including whiplash
This Commons Library briefing paper considers the Government's proposals to increase the small claims track limit for personal injury claims and to reform the whiplash claims process
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Research Briefing
Commons Library Analysis: Civil Liability Bill [HL]
This Commons Library briefing paper deals with the Civil Liability Bill [HL] which includes provisions relating to whiplash and the personal injury discount rate
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Research Briefing
Automated and Electric Vehicles Act 2018
This paper explains the policy background to and contents and purpose of the Automated and Electric Vehicles Act 2018.
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Research Briefing
Financial Guidance and Claims Bill 2017-19
Looks at the provisions of the Financial Guidance and Claims Act 2018 and the debates on it when the legislation was before Parliament
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Debate Pack
Failures in the banking sector
This Paper is background for a debate on possible future reforms to the way that small firms can seek redress in cases of poor practice against them by their banks.
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Research Briefing
Interest rate swaps on business loans
This note summarises the issue of ‘mis-sold’ business loans, where firms entered into complex interest rate 'hedges' that subsequently proved to be very costly to them in the changed conditions following the financial crisis.
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Research Briefing
Claims management companies in the UK and their regulation
This Note describes the regulatory framework which applies to claims management companies.
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Research Briefing
Insurance Premium Tax
Insurance Premium Tax (IPT) is charged on insurance premiums and covers most general insurance. This note gives a short history of the tax since it was introduced in 1993, including the rise in the main rate of tax confirmed in the Spring 2017 Budget.
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Research Briefing
Sanctions and Anti-Money Laundering Bill 2017-19 – Committee Stage report
On 2 May the Sanctions and Anti-Money Laundering Bill 2017-19 has its remaining stages in the House of Commons, having been amended in Committee.
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Research Briefing
Brexit: new guidelines on the framework for future EU-UK relations
Brexit negotiations have resumed and this third phase will cover issues outstanding from the last phases - the Irish border in particular - and the framework for future EU-UK relations. This paper looks at how the EU and the UK envisage their relationship after Brexit.
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Debate Pack
Debate on redress for victims of banking misconduct and the FCA
A further debate on the wider implications of and causes of poor treatment of small firms by banks such as the RBS's Global Restructuring Group.
Total results (page 5 of 16)