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Finance

  • Research Briefing

    Executive accountability in financial services: the Senior Managers and Certification Regime

    Monday, 15 March, 2021

    The UK's Senior Managers and Certification Regime was introduced as part of post-financial crisis reforms to drive up standards in people working in financial services. This note explains the regime's history, content and impact.

    • Research Briefing
    • Business
    • Finance
  • Insight

    The rise of armchair retail trading: Risks and regulation

    Friday, 26 February, 2021

    Why are trading apps becoming more popular and what are the possible risks?

    • Insight
    • Consumers
    • Finance
  • Research Briefing

    Brexit and financial services

    Tuesday, 16 February, 2021

    What does Brexit mean for financial services? This briefing reviews progress and possibilities – from the 2018 Political Declaration to preparations for Brexit with no deal.

    • Research Briefing
    • EU law and treaties
    • Finance
    • Brexit
  • Insight

    Buy Now Pay Later: An “urgent need” to regulate

    Friday, 05 February, 2021

    The Buy Now Pay Later (BNPL) sector is soon to be regulated by the Financial Conduct Authority (FCA). What are the next steps for legislation?

    • Insight
    • Consumers
    • Finance
  • Debate Pack

    Errors in payments made to victims of the Equitable Life scandal

    Tuesday, 19 January, 2021

    A debate on a motion relating to errors in payments made to victims of the Equitable Life scandal is scheduled for Thursday 21 January 2021.

    • Debate Pack
    • Finance
  • Constituency casework

    Coronavirus: Problems with Bounce Back Loans

    Friday, 18 December, 2020

    Problems that have arisen with the Bounce Back Loans scheme (BBLS) and how businesses can address them. This page is no longer being updated.

    • Constituency casework
    • Business
    • Finance
    • Health
    • Covid-19
  • Debate Pack

    Access to and acceptance of cash during the Covid-19 outbreak

    Tuesday, 01 December, 2020

    There will be a Westminster Hall debate on access to and acceptance of cash during and beyond the Covid-19 pandemic on Thursday 3 December at 1:30 pm.

    • Debate Pack
    • Business
    • Consumers
    • Finance
    • Covid-19
  • Insight

    ‘Equivalence’ with the EU on financial services

    Thursday, 19 November, 2020

    Equivalence is a system which can be used to grant domestic market access to foreign firms in certain areas of financial services.

    • Insight
    • Economy
    • Finance
    • The EU
    • Brexit
  • Research Briefing

    The European Investment Bank

    Wednesday, 16 September, 2020

    The European Investment Bank lends to projects that contribute to growth and employment within Europe. This briefing gives a short overview of the Bank's membership and operation, and its future relationship with the UK.

    • Research Briefing
    • Economy
    • EU institutions
    • Finance
    • Work and incomes
  • Research Briefing

    Debts to public bodies: are Government debt collection practices outdated?

    Tuesday, 15 September, 2020

    There is growing concern that the debt collection practices of public sector bodies have fallen behind the standard of regulated creditors in the private sector. Practices have often been criticised as being unfair to the debtor and inefficient, possibly resulting in higher long-term costs to the taxpayer. The impact of the coronavirus pandemic on debts owed to public bodies is not yet known, but it is likely to have led to further indebtedness.

    • Research Briefing
    • Benefits policy
    • Finance
    • Work and incomes
  • Research Briefing

    UK-EU future relationship negotiations update: is an agreement possible?

    Tuesday, 04 August, 2020

    This paper provides an update on the UK-EU future relationship negotiations following intensified negotiations in June and July 2020. It explores the prospects for an agreement in time for the end of the post-Brexit transition period on 31 December

    • Research Briefing
    • Business
    • EU institutions
    • EU law and treaties
    • Europe
    • Farming and fishing
    • Finance
    • Government
    • Institutions
    • International law
    • International organisations
    • International trade
    • Parliament
    • The EU
    • Brexit
  • Research Briefing

    Coronavirus: Support for household finances

    Monday, 22 June, 2020

    This Commons Library briefing paper outlines the measures introduced by the Government, and other authorities, to support household finances during the coronavirus (Covid-19) outbreak.

    • Research Briefing
    • Benefits policy
    • Communities
    • Diseases
    • Energy
    • Environment
    • Finance
    • Housing benefits
    • Local government
    • Rail
    • Roads
    • Sickness, disability and carers' benefits
    • Work and incomes
    • Working age benefits
    • Covid-19
    • Social security
  • Research Briefing

    Pension transfer advice

    Friday, 05 June, 2020

    Many people have been given unsuitable financial advice to transfer their valuable Defined Benefit pensions into less suitable and secure Defined Contribution schemes. Poor advice has led to growing compensation payments from the Financial Ombudsman Service and the Financial Services Compensation Scheme. Some have speculated that this issue may represent a large mis-selling scandal, the full scale of which may only come to light in the event of an economic downturn.

    • Research Briefing
    • Finance
    • Pensions
  • Research Briefing

    The UK-EU future relationship negotiations: summary of positions

    Wednesday, 03 June, 2020

    The tables in this paper provide a summary of the UK and EU positions in the future relationship negotiations, based on their proposed draft treaty texts and other publicly available statements

    • Research Briefing
    • Asylum
    • Aviation
    • Business
    • Climate change
    • Criminal law
    • Defence policy
    • Economy
    • Energy
    • Environment
    • EU institutions
    • EU law and treaties
    • Europe
    • Farming and fishing
    • Finance
    • Government
    • Immigration
    • Institutions
    • International development
    • International law
    • International trade
    • Parliament
    • Roads
    • Sciences
    • The EU
    • Work and incomes
    • Brexit
  • Research Briefing

    The UK-EU future relationship negotiations: process and issues

    Monday, 02 March, 2020

    The UK and EU begin negotiations over their future relationship this week. This paper outlines the UK and EU's objectives, the main issues of contention and the process being followed in the negotiations

    • Research Briefing
    • Asylum
    • Aviation
    • Business
    • Civil law
    • Climate change
    • Defence policy
    • Devolution
    • Economic policy
    • Economy
    • Energy
    • Environment
    • EU institutions
    • EU law and treaties
    • Europe
    • Farming and fishing
    • Finance
    • Government
    • Immigration
    • Industry
    • Institutions
    • International law
    • International organisations
    • International trade
    • Parliament
    • Roads
    • Sciences
    • Tax
    • The EU
    • Brexit

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