Debate Pack
A Westminster Hall debate on the ‘Government response when the closure of last local bank is proposed' has been scheduled for Wednesday 12 June 2019 from 2.30-4pm. The debate has been initiated by Douglas Ross MP.
Debate Pack
A Westminster Hall debate on 'Financial exclusion and the future of access to cash' has been scheduled for Tuesday 21 May 2019 from 9.30-11.00am. The debate has been initiated by Seema Malhotra MP.
Research Briefing
The House of Commons has voted on various options for the future UK-EU relationship in the hope that an agreed UK position may help to break the impasse following the Commons' rejection of the UK-EU Withdrawal Agreement. The Government says it may hold a further Commons vote on future relationship options. What options have been proposed?
Research Briefing
This Briefing Paper was prepared for the second reading of the Financial Services (Implementation of Legislation) Bill 2017-19 on Monday 11 February 2019. It was updated after Committee Stage on 26 February 2019.
Debate Pack
A Westminster Hall debate on the effect of Santander branch closures on local communities' will be held on Thursday 14 February from 1.30pm. The Member opening the debate is David Linden MP.
Research Briefing
What could happen if the EU and UK negotiators don't agree a withdrawal agreement in time and the UK has to leave the EU on 29 March 2019 without one - and with no framework for future relations either? This paper looks at how such a situation might come about, the constitutional implications for the UK and in some cases for the devolved administrations, and what the impact might be in a range of policy areas.
Research Briefing
Push payment scams are a growing form of financial fraud. The industry, financial regulators and the police are working together to try to reduce its impact. This note outlines some current initiatives.
Insight
How successful has the industry been in maintaining provision of free cash across the country, including areas with high deprivation?
Debate Pack
There have been recent headlines about the possibility of widespread cuts to the ATM network. These proposals have since changed, but the announcement highlighted the important role that cash provision facilities makes to the viability of businesses and the vitality of local communities.
Research Briefing
This Commons Library briefing paper provides background information for Commons Report stage of the Civil Liability Bill [HL] which is due to take place on 23 October 2018
Research Briefing
An overview of bank branch closures to 2018. Later developments appear in our briefing paper The future of local banking services and access to cash (CBP-9453).
Research Briefing
This note sums up the amounts spent and recovered by the government in the bank rescues of the 2007-09 financial crisis.
Debate Pack
A debate on how to find a fair system of investigation of small firms' complaints against banks.
Research Briefing
The Government published its White Paper on future relations between the UK and the EU on 12 July. It envisages a 'common rulebook' to facilitate 'frictionless' trade, and among other things, UK cooperation in security matters, a commitment to maintain high environmental, data and consumer protection standards, UK participation in some EU agencies and solutions to the Irish border issues - all underpinned by a new governance structure that will pay "due regard" to the EU Court. Would the White Paper proposals work and do they respect both UK sovereignty and the indivisibility of the EU Single Market? David Davis's 'alternative' white paper proposes a somewhat different future relationship. This paper looks at proposals in both documents.
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