Debate Pack
Failures in the banking sector
This Paper is background for a debate on possible future reforms to the way that small firms can seek redress in cases of poor practice against them by their banks.
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Research Briefing
Interest rate swaps on business loans
This note summarises the issue of ‘mis-sold’ business loans, where firms entered into complex interest rate 'hedges' that subsequently proved to be very costly to them in the changed conditions following the financial crisis.
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Research Briefing
Claims management companies in the UK and their regulation
This Note describes the regulatory framework which applies to claims management companies.
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Research Briefing
Insurance Premium Tax
Insurance Premium Tax (IPT) is charged on insurance premiums and covers most general insurance. This note gives a short history of the tax since it was introduced in 1993, including the rise in the main rate of tax confirmed in the Spring 2017 Budget.
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Research Briefing
Sanctions and Anti-Money Laundering Bill 2017-19 – Committee Stage report
On 2 May the Sanctions and Anti-Money Laundering Bill 2017-19 has its remaining stages in the House of Commons, having been amended in Committee.
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Research Briefing
Brexit: new guidelines on the framework for future EU-UK relations
Brexit negotiations have resumed and this third phase will cover issues outstanding from the last phases - the Irish border in particular - and the framework for future EU-UK relations. This paper looks at how the EU and the UK envisage their relationship after Brexit.
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Debate Pack
Debate on redress for victims of banking misconduct and the FCA
A further debate on the wider implications of and causes of poor treatment of small firms by banks such as the RBS's Global Restructuring Group.
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Research Briefing
Motor insurance: car or driver?
A petition is scheduled for debate on Monday 5 March 2018 on the subject: insurance should be on the car itself instead or the individuals who drive it
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Research Briefing
Money laundering law
This note charts successive phases of UK money laundering regulations and considers their benefits and burdens..
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Research Briefing
Open Banking: banking but not as we know it?
This Paper outlines the potential impact of the combined open banking and new PSD2 Directive on UK banking which started in January 2018. It looks at new banking applications and potential improvements to the current account market as well as consumer protections.
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Research Briefing
Banking Services: reform and issues
A review of the new laws passed, reports about and issues surrounding, banks over the recent years.
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Research Briefing
Financial Inclusion (Exclusion)
Successive governments have promoted the policy of financial inclusion for a number of reasons. This note outlines some of these methods.
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Research Briefing
Motor car insurance
This note outlines some of the factors influencing the cost of motor insurance premiums and what government and the industry have done to try and reduce costs.
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Research Briefing
Retail Banking: overdraft and credit card charges
This note sets out the background and chronology to various challenges mounted by the public and the Office of Fair Trading against credit card companies and high street banks over their charging policies.
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Total results (page 7 of 18)