Research Briefing
Banking Services: reform and issues
A review of the new laws passed, reports about and issues surrounding, banks over the recent years.
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Research Briefing
Financial Inclusion (Exclusion)
Successive governments have promoted the policy of financial inclusion for a number of reasons. This note outlines some of these methods.
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Research Briefing
Motor car insurance
This note outlines some of the factors influencing the cost of motor insurance premiums and what government and the industry have done to try and reduce costs.
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Research Briefing
Retail Banking: overdraft and credit card charges
This note sets out the background and chronology to various challenges mounted by the public and the Office of Fair Trading against credit card companies and high street banks over their charging policies.
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Research Briefing
Household flood insurance
The establishment of the Flood Re scheme by the Water Act and subsequent Regulations. This briefing is no longer being updated.
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Research Briefing
Financial Services: European aspects
This Paper brings together recent European Union legislative and regulatory developments in the sphere of financial or corporate regulation. It provides relevant UK context and activity. It also includes a checklist of EU regulations currently being implemented across the EU with links to further information or explanation.
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Research Briefing
Corporate Economic Crime
This brief outlines the issues involved with corporate economic crime and the measures taken, principally to reduce bribery and corruption..
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Research Briefing
Bank accounts: problems of identification
This note is aimed at the more practical manifestations of money laundering legislation: why can't I open a bank account?
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Research Briefing
Payment Systems Regulator
The financial crash of 2008 was a wake up call to the inadequacies of financial regulation worldwide. The basic payment service mechanisms on which everything relies did not escape the notice of the authorities. The upshot is a new regulator of the 'plumbing' of the financial system. This note describes its establishment and scope.
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Research Briefing
Brexit and Gibraltar
This 2017 paper considers Gibraltar's constitutional status and some of the possible impacts of Brexit.
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Research Briefing
EU Agencies and post-Brexit options
What are EU agencies and what do they do? Will the UK be able to participate in their activities after Brexit? And what will happen to the two that are based in the UK? This paper looks at the roles and functions of EU agencies, the issues surrounding the two UK-based agencies, and whether there are options for continued UK participation after Brexit.
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Research Briefing
Legislating for Brexit: EU directives
What are EU directives and what will happen to them when the UK leaves the EU? This paper looks at EU directives in force and how they are implemented in the UK. This will give some idea of the task ahead for UK legislators.
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Debate Pack
Cost of car insurance for young people
There will be a debate on the cost of car insurance for young people. This will take place in Westminster Hall on Monday 20th March and is sponsored by Steve Double.
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Research Briefing
Unclaimed financial assets / dormant accounts
This note explains current moves to provide a mechanism for using unclaimed financial assets for charitable purposes, outlines the scale of the issue and provides advice on how constituents can check to see if they can reclaim any 'lost' assets. A more complete account of the issue can be found in Library Research Paper 08/73 which was produced for the passage of the Dormant Bank and Building Society Accounts Bill, in 2008.
Total results (page 9 of 19)