Research Briefing
People who join together to buy real property (a house, flat, land) are known as co-owners. Typically, this may mean a couple in a relationship, whether married, in a civil partnership or cohabiting, or friends, who jointly buy a property to live in. There are two ways in which two or more people may hold (own) the underlying benefit in a property – as “beneficial joint tenants” or as “tenants in common”.
Research Briefing
In 2011 the ratio of lower quartile house price to lower quartile earnings in England was 6.5. The highest ratios are found in London (9.0), the South East (8.2) and the South West (7.8).
Research Briefing
This note brings together the various elements of Government action to deal with the economic crisis
Research Briefing
Housing: construction defects. By Wendy Wilson. SN/SP/2030. This note outlines assistance available for owners of homes that are of a defective construction type.
Research Briefing
This Commons Library briefing paper has been archived as it no longer offers up-to-date information. However, we have published other papers which may be of interest.
Research Briefing
This paper provides background information on the introduction of HIPs and a chronology of key developments during their long implementation period up to their suspension in May 2010.
Research Briefing
This Commons Library briefing paper provides information on the commencement of the Commonhold and Leasehold Reform Act 2002.
Research Briefing
All firms undertaking sale and rent back agreements now have to be authorised by the FSA, so giving consumers greater protection. A key feature of the full regime will be that all consumers who undertake a sale and rent back agreement will have a guaranteed minimum tenancy of five years.
Research Briefing
This paper summarises the House of Commons Committee Stage of the Bill. In July 2009 the Government announced that it would legislate to ensure that tenants are given adequate notice to vacate their property if their landlord defaults on their mortgage. Over the summer of 2009, the Government consulted on legislative options to achieve this. On 3 December 2009, Dr Brian Iddon announced that he would introduce a Private Members' Bill to protect private tenants whose landlords default on their mortgage. The Bill has Government support.
Research Briefing
The main purpose of the Bill is to offer protection to tenants of rental properties whose landlord has both defaulted on his mortgage and not notified his lender that the property was being let (an 'unauthorised tenancy'). The Bill gives courts power to postpone the delivery of a possession order, and to stay or suspend the execution of an existing possession order. It also ensures the tenant is given notice of a possession order before its execution.
Research Briefing
This Commons Library briefing paper has been archived as it no longer offers up-to-date information. However, we have published other papers which may be of interest.
Research Briefing
Shared appreciation mortgages, their problems and uses; and help for constituents.
Research Briefing
Stamp Duty (Lower Rate for Energy Efficient Measures) Bill 2004-05. By Antony Seely and Donna Gore. SN/BT/3449.
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