An overview of what central bank digital currencies are, what they might offer, and progress on developing a digital pound.
Cash remains a vital payment method for more vulnerable people, but its wider use is in decline. How will Government and industry protect access to cash? An snapshot of data and policy developments in 2021. For more recent developments, see The future of local banking services and access to cash (CBP-9453).
An overview of what 'fintech' is, the opportunities and challenges it presents, and how the Government has responded to it.
The Buy Now Pay Later (BNPL) sector is soon to be regulated by the Financial Conduct Authority (FCA). What are the next steps for legislation?
There will be a Westminster Hall debate on access to and acceptance of cash during and beyond the Covid-19 pandemic on Thursday 3 December at 1:30 pm.
There is growing concern that the debt collection practices of public sector bodies have fallen behind the standard of regulated creditors in the private sector. Practices have often been criticised as being unfair to the debtor and inefficient, possibly resulting in higher long-term costs to the taxpayer. The impact of the coronavirus pandemic on debts owed to public bodies is not yet known, but it is likely to have led to further indebtedness.