Help with paying for historical fire safety work: high-rise blocks (England)
An overview of eligibility for leaseholder protections in the Building Safety Act 2022 and what those protections cover.
Documents to download
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Shared appreciation mortgages (109 KB , PDF)
This note outlines some of the basic features and problems of equity release type mortgages. The long period of steady house price appreciation has meant that the sums owed to banks when the mortgage is repaid appear exorbitant to some borrowers. The note illustrates examples of how problems can arise with these financial products and charts the move towards full regulation of them by the Financial Services Authority and then the Financial Conduct Authority.
Documents to download
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Shared appreciation mortgages (109 KB , PDF)
Related posts
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Leasehold reform in England and Wales: What’s happening and when?
The Government has committed to reform leasehold tenure to make buying/extending lease agreements “easier, faster, fairer and cheaper”. This page explains what’s known about the reforms and timetable.
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Household debt: statistics and impact on economy
This briefing provides statistics and forecasts for household debt, guidance on how to interpret debt statistics and analysis on how debt effects the economy.
