An overview of the Government initiatives to support businesses through the coronavirus pandemic.
Documents to download
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Shared appreciation mortgages (109 KB, PDF)
This note outlines some of the basic features and problems of equity release type mortgages. The long period of steady house price appreciation has meant that the sums owed to banks when the mortgage is repaid appear exorbitant to some borrowers. The note illustrates examples of how problems can arise with these financial products and charts the move towards full regulation of them by the Financial Services Authority and then the Financial Conduct Authority.
Documents to download
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Shared appreciation mortgages (109 KB, PDF)
Related posts
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The Troubled Families Programme (TFP) is a programme in England administered by the Ministry of Housing, Communities and Local Government (MHCLG). The programme conducts targeted interventions for families experiencing multiple problems, including crime, anti-social behaviour, truancy, unemployment, mental health problems and domestic abuse. This briefing examines the TFP since 2012, details MHCLG evaluations of the programme, and describes recent commentary and potential future directions for the programme.
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Constituency-level data on house prices and an indicator of the affordability of house prices in each area
