Tim Edmonds

How successful has the industry been in maintaining provision of free cash across the country, including areas with high deprivation?

There have been recent headlines about the possibility of widespread cuts to the ATM network. These proposals have since changed, but the announcement highlighted the important role that cash provision facilities makes to the viability of businesses and the vitality of local communities.

This paper looks at the Political Declaration on the Framework for the Future Relationship between the European Union and the United Kingdom, which was agreed by EU leaders on 25 November.

A new round of bank branch closures has been announced by several banks. This Note sets out the industry's response.

A debate on how to find a fair system of investigation of small firms' complaints against banks.

This Commons Library briefing paper deals with the Civil Liability Bill [HL] which includes provisions relating to whiplash and the personal injury discount rate

This paper explains the policy background to and contents and purpose of the Automated and Electric Vehicles Act 2018.

Looks at the provisions of the Financial Guidance and Claims Act 2018 and the debates on it when the legislation was before Parliament

This Paper is background for a debate on possible future reforms to the way that small firms can seek redress in cases of poor practice against them by their banks.

This note summarises the issue of ‘mis-sold’ business loans, where firms entered into complex interest rate 'hedges' that subsequently proved to be very costly to them in the changed conditions following the financial crisis.

This Note describes the regulatory framework which applies to claims management companies.

High cost consumer credit in the UK. How has the industry changed following the 2015 regulatory regime change?

Brexit negotiations have resumed and this third phase will cover issues outstanding from the last phases - the Irish border in particular - and the framework for future EU-UK relations. This paper looks at how the EU and the UK envisage their relationship after Brexit.