Research Briefing
Claims management companies in the UK and their regulation
This Note describes the regulatory framework which applies to claims management companies.
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Research Briefing
High cost consumer credit: the new regulatory regime
High cost consumer credit in the UK. How has the industry changed following the 2015 regulatory regime change?
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Research Briefing
Brexit: new guidelines on the framework for future EU-UK relations
Brexit negotiations have resumed and this third phase will cover issues outstanding from the last phases - the Irish border in particular - and the framework for future EU-UK relations. This paper looks at how the EU and the UK envisage their relationship after Brexit.
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Debate Pack
Debate on redress for victims of banking misconduct and the FCA
A further debate on the wider implications of and causes of poor treatment of small firms by banks such as the RBS's Global Restructuring Group.
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Research Briefing
Motor insurance: car or driver?
A petition is scheduled for debate on Monday 5 March 2018 on the subject: insurance should be on the car itself instead or the individuals who drive it
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Research Briefing
Money laundering law
This note charts successive phases of UK money laundering regulations and considers their benefits and burdens..
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Research Briefing
Open Banking: banking but not as we know it?
This Paper outlines the potential impact of the combined open banking and new PSD2 Directive on UK banking which started in January 2018. It looks at new banking applications and potential improvements to the current account market as well as consumer protections.
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Debate Pack
Treatment of SMEs by RBS Global Restructuring Group
A debate highlighting the treatment of small firms by the Royal Bank of Scotland (RBS) Global Restructuring Group
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Research Briefing
Banking Services: reform and issues
A review of the new laws passed, reports about and issues surrounding, banks over the recent years.
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Research Briefing
Financial Inclusion (Exclusion)
Successive governments have promoted the policy of financial inclusion for a number of reasons. This note outlines some of these methods.
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Research Briefing
Motor car insurance
This note outlines some of the factors influencing the cost of motor insurance premiums and what government and the industry have done to try and reduce costs.
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Debate Pack
Treatment of SMEs by RBS Global Restructuring Group
A debate highlighting the treatment of small firms by the Royal Bank of Scotland (RBS) Global Restructuring Group
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Research Briefing
Retail Banking: overdraft and credit card charges
This note sets out the background and chronology to various challenges mounted by the public and the Office of Fair Trading against credit card companies and high street banks over their charging policies.
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Debate Pack
Rent payments and mortgage acceptance: Commons Debate Pack
Getting a mortgage is very difficult. High house prices and more restrictive lending conditions make qualifying for a mortgage difficult, especially for first time buyers. An e- Petition which attracted over 147,000 signatures calls on lenders to include an applicant's history of rent payments in their lending decision process. The Debate will be led by Paul Scully MP.
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Research Briefing
Household flood insurance
The establishment of the Flood Re scheme by the Water Act and subsequent Regulations. This briefing is no longer being updated.
Total results (page 2 of 12)