Research Briefing
This note summarises the issue of ‘mis-sold’ business loans, where firms entered into complex interest rate 'hedges' that subsequently proved to be very costly to them in the changed conditions following the financial crisis.
Research Briefing
This Note describes the regulatory framework which applies to claims management companies.
Research Briefing
High cost consumer credit in the UK. How has the industry changed following the 2015 regulatory regime change?
Research Briefing
Brexit negotiations have resumed and this third phase will cover issues outstanding from the last phases - the Irish border in particular - and the framework for future EU-UK relations. This paper looks at how the EU and the UK envisage their relationship after Brexit.
Debate Pack
A further debate on the wider implications of and causes of poor treatment of small firms by banks such as the RBS's Global Restructuring Group.
Research Briefing
A petition is scheduled for debate on Monday 5 March 2018 on the subject: insurance should be on the car itself instead or the individuals who drive it
Research Briefing
This note charts successive phases of UK money laundering regulations and considers their benefits and burdens..
Research Briefing
This Paper outlines the potential impact of the combined open banking and new PSD2 Directive on UK banking which started in January 2018. It looks at new banking applications and potential improvements to the current account market as well as consumer protections.
Debate Pack
A debate highlighting the treatment of small firms by the Royal Bank of Scotland (RBS) Global Restructuring Group
Research Briefing
A review of the new laws passed, reports about and issues surrounding, banks over the recent years.
Research Briefing
Successive governments have promoted the policy of financial inclusion for a number of reasons. This note outlines some of these methods.
Research Briefing
This note outlines some of the factors influencing the cost of motor insurance premiums and what government and the industry have done to try and reduce costs.
Debate Pack
A debate highlighting the treatment of small firms by the Royal Bank of Scotland (RBS) Global Restructuring Group
Research Briefing
This note sets out the background and chronology to various challenges mounted by the public and the Office of Fair Trading against credit card companies and high street banks over their charging policies.
Debate Pack
Getting a mortgage is very difficult. High house prices and more restrictive lending conditions make qualifying for a mortgage difficult, especially for first time buyers. An e- Petition which attracted over 147,000 signatures calls on lenders to include an applicant's history of rent payments in their lending decision process. The Debate will be led by Paul Scully MP.
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