The UK's Immigration Rules allow for refugees to be joined in the UK by immediate family members in certain circumstances. Provisions in EU law (the Dublin III Regulation) can also be used to reunite families separated across the EU/UK. The Regulations will cease to apply in the UK after the Brexit 'transition period'. This has given extra impetus to pre-existing calls to widen the scope of the UK's rules.

High-cost credit covers a range of financial products including bank overdrafts, loans, buy-now-pay-later and rent-to-own. Each product has its own benefits to consumers, but they also carry a risk of consumer harm, especially for vulnerable customers. This harm may include high repayment costs and a greater risk of problem debt. The regulator, the Financial Conduct Authority, has been taking action to reduce this harm and it has ongoing monitoring work in this area. This briefing describes the action that has been taken over recent years to stop unfair high-cost credit practices and gives information on the support available to those who find themselves in problem debt.

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