Research Briefing
This Paper brings together, in an abbreviated way, the main features of reform and regulatory activity affecting (particularly) banking to have taken place under the Coalition Government. It describes legislation and provides links to reports and studies by the principal regulatory bodies.
Research Briefing
This note brings together narratives of two banking crises in Sweden and Norway in the early 1990s and describes the remedial action taken by central governments.
Research Briefing
This is latest in a series of technical legislative measures with the broad remit of updating insurance statute law.
Research Briefing
This briefing covers the UK credit union landscape and policy development up to 2015. This briefing has been superseded by a new briefing CBP-10306.
Research Briefing
This Bill is a government-supported Private Members’ Bill which started in the Lords.
Research Briefing
This is a report on the House of Commons Committee stage of the Small Business, Enterprise and Employment Bill.
Research Briefing
New Law Commission proposals to modernise aspects of existing insurance law.
Research Briefing
This note outlines issues about high cost credit lending and attempts to reform it. It looks at evidence from various academic research and other reports into the impact of the sector on individuals both here and abroad. It also looks at the opportunities for other lenders to enter the market and to offer more competition to the current market leaders. A section at the end of the paper looks at the implications and justifications for the cost of credit cap proposals published by the Financial Conduct Authority in July 2014.
Research Briefing
The Small Business, Enterprise and Employment Bill will receive its Second Reading in the House of Commons on 16 July 2014.
Research Briefing
The Bill proposes a range of measures in line with the Government’s aim to reduce regulatory burdens on businesses and public authorities.
Research Briefing
This note gives a broad outline of how financial crimes are defined and who is responsible for their policing.
Research Briefing
Budget 2014 and Office for Budget Responsibility forecasts: a summary. Includes overview along with analysis of forecasts and changes to pensions and savings, the welfare cap and the treatment of disputed tax.
Research Briefing
This note describes the changeover of the regulatory regime for consumer credit from the Office of Fair Trading to the Financial Conduct Authority which will take place from 1 April 2014. It looks at changes to the treatment of various groups under the changeover and includes references to further information.
Research Briefing
This note describes the proposed changes to the rules surrounding the granting of mortgages by lenders. The changes are intended to provide more protection for consumers and to reduce the chance of mortgage holders experiencing difficulty in paying off their debt. The mortgage industry however, argue that the rules are too strict and will dramatically reduce the chance of some sections of society being able to get the loan funding that they want.
Research Briefing
This note summarises some of the key points relating to the LIBOR scandal. It looks at issues surrounding public inquiries and at the role and limitations of the FSA’s disciplinary powers.
Total results (page 6 of 12)